Mangopay
Overview
Mangopay is a payment solution built specifically for European marketplaces and platforms. It provides unique e-wallet functionality for both buyers and sellers, built-in compliance with EU payment regulations, and support for subscription billing with split payments. Mangopay is particularly strong for platforms operating primarily within Europe and needing to comply with PSD2 and other EU financial regulations.
Best for: European marketplaces that need strong regulatory compliance, e-wallet functionality, and escrow services.
Key features
- E-wallets for buyers and sellers
- Split payments
- Escrow services
- EU regulatory compliance (PSD2)
- Subscription billing
- KYC/AML verification
- Multi-currency (15 currencies)
- Instant payouts
Pricing
Model: Per-transaction fees
Pros & cons
Pros
- + Purpose-built for European marketplace regulations
- + E-wallet functionality for buyers and sellers
- + Strong PSD2 and EU compliance features
- + Supports subscription billing with split payments
- + Escrow and staged payment support
Cons
- − Best suited for Europe — less competitive globally
- − 15 currencies (vs Stripe's 135+)
- − Integration complexity for custom payment flows
- − Wallet management adds operational overhead
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